Lake LBJ, Texas Hill Country
Lake LBJ real estate questions, answered
Plain answers for buyers and sellers on docks, septic, rentals, taxes and home values, each linked to its source.
Lake LBJ in numbers
Lake LBJ, September 2026. Source: Highland Lakes Association of REALTORS (HLAoR).
Questions buyers and sellers ask
Do I need a permit to build a dock on Lake LBJ?
Not for most private docks. LCRA requires no permit, registration or fee for a residential dock of 1,500 square feet or less. It can reach up to 50 feet from shore and must meet LCRA safety standards. Read the dock rules guide
Does Lake LBJ's water level change?
Only a little in normal times. LCRA keeps Lake LBJ between 824.4 and 825 feet, but it can rise during river floods, and LCRA lowers it at times for dock work, such as four feet for eight weeks in early 2020. Read the water level guide
Do I need a septic inspection to buy or sell on Lake LBJ?
Inside LCRA's septic zone, yes. LCRA must inspect the system before it approves the new owner to keep using it, and it recommends booking that before closing. Read the septic guide
Can I rent my Horseshoe Bay lake house on Airbnb?
Yes, with a city permit. Horseshoe Bay requires an annual permit for rentals shorter than 30 days, a local contact who can respond within an hour, and basic fire safety. Read the rental rules guide
What are property taxes on Lake LBJ?
It depends on which side of the lake you buy. For 2026, the combined county, school and city rate runs from about 1.03% in Kingsland (Llano County) to about 1.77% in Granite Shoals (Burnet County), before any emergency services or utility district rate. Read the property tax guide
What do homes cost on Lake LBJ?
In September 2026, the median Lake LBJ sale price was $2,325,000, or about $677 per square foot, across 13 sales. Homes averaged 164 days on market. Source: Highland Lakes Association of REALTORS (HLAoR), September 2026. Get a value for your home
Do I need flood insurance on Lake LBJ?
Lake LBJ cannot hold back floodwater, so it can rise during river floods, as it did in July 2025. Lenders require flood insurance on federally backed loans in FEMA's high-risk zones A and AE, and a new federal policy takes 30 days to start. Read the flood insurance guide
What is my Lake LBJ home worth?
Greg Gaynor will send you a free value range based on recent Lake LBJ sales near you. Request your home value
Related guides
All guides- Lake LBJ dock rules: what LCRA allows for a private dockMost private docks on Lake LBJ of 1,500 square feet or less need no LCRA permit. Size, distance and safety rules a buyer or seller should know.Read the guide
- Lake LBJ septic rules: what LCRA requires when you buy or sellLCRA must inspect a septic system before it approves a new owner. What buyers and sellers near Lake LBJ should do before closing.Read the guide
- Horseshoe Bay short-term rental rules: permits, fees and finesRenting a Horseshoe Bay home for under 30 days takes an annual city permit. Fees, safety rules, local contact rules and fines.Read the guide
- Lake LBJ property taxes: 2026 rates by communityLake LBJ property tax rates depend on which side of the lake you buy. 2026 rates for Burnet and Llano county communities, exemptions and an example.Read the guide
- Lake LBJ flood zones and flood insuranceWhy Lake LBJ can rise in a flood, what happened in July 2025, how to find a home's flood zone and what flood insurance covers.Read the guide
- Lake LBJ water level: how LCRA runs the Highland LakesLake LBJ stays within about a foot of full. How it compares with Travis and Buchanan, when LCRA lowers it, and where to check levels.Read the guide
How this site works for you
- Direct answersEvery question gets the short answer first, then the details.
- Official sourcesRules link to LCRA, the city or the county that sets them, with the month checked.
- Local helpWhen you want a person, Greg Gaynor at Fokus Waterfront is one click away.
What clients say
"Greg Gaynor and Fokus Waterfront were fabulous partners as we sold our family lakehouse on Lake LBJ. An emotional journey and Greg was there to support us and manage the process each and every step of the way with helpful advice, over the top service and a successful outcome! Thank you Greg!!"
"My sister and I recently worked with Greg Gaynor to sell my mother's house on Lake LBJ in Marble Falls, Texas. While selling a parents house can be a stressful experience, Greg handled everything with utmost professionalism making the process much easier. He is very knowledgeable of the Texas Hill Country and lakeside properties, as well as current trends in the market. He was able to assist us with the best asking price for the home and did a great job marketing it. He was always very responsive to questions or concerns and usually answered us within a few minutes. We are so grateful for his hard work in getting this property sold and would highly recommend Greg Gaynor for your real estate needs."
"Greg was generous with his time and knowledge way before we were ready to list our home. When we were finally ready (literally about 2 years later), he and his team gave great guidance on market conditions, staging, expectations, and pricing. Our questions were answered quickly and thoroughly. He was well informed about the inventory of homes available and the relative strengths/weaknesses of our property in the Lake LBJ market. He is also extremely knowledgeable about quirks unique to selling a lake home. Our home was promoted through multiple channels, not just Zillow. One of his strongest skills is a sense of what different agents and potential buyers may be looking for - the ability to read people. This helped in so many ways from start to finish! Bottom line? Our home sold in 5 days at asking price."
What is your Lake LBJ home worth?
Greg will send you a free value range based on recent Lake LBJ sales near you.
- Recent sales of similar homes nearby
- Frontage, open water or cove, dock and lift
- Size, condition, updates and lot
Prefer to talk first? Book an intro call
Answers by Greg Gaynor, lead agent at Fokus Waterfront with Real Broker, LLC. #1 in Lake LBJ waterfront sales representing sellers, 2025 and 2026 year to date (HLAR and ABOR MLS transaction data, October 2026). About Greg